Understanding your Belgian mortgage rate
A published average is not your offer.
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The official Belgian MIR series reports 3.53% for August 2026 for new housing loans with an initial rate fixation over ten years. This was the latest observation when checked on 29 October 2026.
Rate fixation differs from loan maturity. This annualised statistic is not APR or an offer. Kenuvo uses it as an editable nominal assumption. Enter your lender’s rate and calculation convention.
Indicative guide. Check the legal and lending conditions for your circumstances.